1.5K swim - calm water
40K bike - approximately 40 percent hilly 60 percent flat
10K run - flat
Where do you stand in this graph?
Did you join last year's Subic International Triathlon? Well here is a very late post about the average finishing time of each age category and the average time of top 5 finishers. You can use this to assess your current speed or goal time for your next standard distance tri. If you are aiming for the podium I'm sure you'll be looking at the red numbers.